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Parent Message
Gauging Debtors
There's a lot of money involved in the world of banking, and loaning money can be very profitable... in most cases. Some people are not always able to pay back their debts. AI software has been designed to filter out such individuals, which reduces the risk for banks. This does, however, punish anyone not conforming to the "trends." Data-mining algorithms are used to extract these patterns from the huge amounts of data collected over the years. Denver Post - Software Gauges Debtors' Ability, Inclination to Pay
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